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Protect Your Vacation Investment with Trip Cancellation Insurance

Patriot T.R.I.P. Elite is designed to provide needed protection for many of those unforeseen events that may force cancellation of your travel plans or interrupt your covered trip.*
    TRIP CANCELLATION INSURANCE BENEFIT

    Trip Cancellation

    • Your illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member
    • A terrorist incident
    • Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services
    • Hijacking
    • Medical quarantine
    • Jury duty
    • Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood
    • Your auto accident or that of your travel companion on the way to the scheduled departure point
    • Employer termination or layoff

    Additional benefits for the program for U.S. residents:

    • Financial default of a travel supplier
    • Cancelled leave if you or your travel companion is on active duty for the military, police or fire department

    The amount of your trip you elected to protect up to $20,000

    Trip Interruption

    • Applies to the same events as listed above

    150% of the amount of your trip you elected to protect

    Travel Delay

    • Travel supplier delay
    • Lost or stolen passport, travel documents, or money
    • Medical quarantine
    • Natural disaster
    • Your injury or illness or that of your travel companion
    • Missed cruise departures because of flight delay due to bad weather

    Up to US$1,000 (US$200 per day after 24 hours OR US$500 for missed connection)

    Baggage and Personal Possessions

    • Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel

    Up to US$2,000

    Baggage Delay

    Up to US$500

    Emergency Medical/Dental Expenses

    Up to US$50,000

    Emergency Medical Evacuation/Repatriation

    • Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles away from your primary place of residence
    • Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence

    Up to US$1,000,000

    Emergency Reunion or Return of Mortal Remains

    • Return of minor children or grandchildren
    • Transportation and lodging for a family member to be at your bedside
    • Return of a rental vehicle
    • Return of mortal remains

    Up to US$3,000

    Common Carrier Accidental Death and DismembermentProgram for non-U.S. residents

    Up to US$20,000

    Common Carrier Accidental Death and DismembermentProgram for U.S. residents

    Up to US$100,000

    Violent Attack

    US$250



This is a summary of the principal provisions of the master policy offered through the NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificates.

This brochure is not intended to be an offer to sell Patriot T.R.I.P. Elite or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.

Coverage offered through the Patriot T.R.I.P. Elite program for U.S. residents may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of the Patriot T.R.I.P. Elite programs, please see the applicable certificate wording which is available upon request.

* A "covered trip" is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days.


EMERGENCY SERVICES
Separate from the benefits under Patriot T.R.I.P. Elite, as a member of the NSBTHA the following non-insurance Emergency Travel Assistance Services are available to you from IMG:
  • Emergency Travel Arrangements - In the event you must return home or discontinue your trip as a result of an interruption in travel due to an illness of your spouse, child, parent, in-law, or grandparent, IMG will help you make the appropriate travel arrangements. You are responsible for the cost of the travel tickets.
  • Lost Passport/Travel Documents Assistance - IMG will help you report, retrieve or replace lost or stolen travel documents, such as your passport, credit cards and airline tickets.
  • Lost Luggage Assistance - IMG will assist you in communicating with the commercial carrier for the return of your lost luggage.
  • Embassy or Consulate Referral - IMG will inform you of the location and contact telephone numbers for the nearest embassy or consulate, no matter where you are.
  • Emergency Message Relay - IMG will receive or transmit emergency messages between you, your family and your employer.
  • Emergency Prescription Replacement - IMG will assist with the replacement of lost or damaged prescription medication. You are responsible for the cost of the actual medication and shipping costs (if any).
  • Medical Referral - If urgent medical advice or care is needed, IMG is prepared to refer you to the nearest appropriate care facility or provide a listing of available medical care to you. IMG will also help with obtaining an appointment with the medical care provider you have chosen.
  • 24-Hour Medical Monitoring - If you are hospitalized, IMG will provide medical professionals to communicate with your treating doctor(s) and help you monitor your condition. IMG can also communicate with your family doctor as you direct.
  • Emergency Cash Transfer - IMG will help you transfer funds, up to US$500, in the event of a medical or travel emergency.
  • Legal Referrals - IMG will provide you with a referral to the nearest attorney.
  • Emergency Translations - IMG will provide personal, emergency telephone translation services and referral to a local interpreter service should you require language assistance.